Boro | The finance app for college students

You do you.
No hidden fees.

Use BoroCash for just about anything. College students have paid for textbooks, spring break trips, and even parking tickets (no judgement here). It’s free to sign up and we don’t believe in annual fees or minimums.

“Boro is an amazing service that is definitely underutilized by college students. I am using it to get apartment money while I am in college and it is everything from quick to reliable.”

App Store Review by FSUStory

Build your
credit.

If you make on-time payments, your credit score has a chance of improving. Results may vary but some of our customers have seen their credit scores improve by hundreds of points after a couple of months using BoroCash!

Better than a
credit card.

Unlike a credit card, you’ll know your monthly BoroCash payments, including your interest before you agree to anything. With Boro, there’s no chance of overspending and we don’t need a long-term relationship; it’s your choice whether or not you want more BoroCash after you have paid back. For $100 BoroCash paid back over 6 months, you’ll pay less than $10 in interest.

Here’s what other students say:

“

I4m96

I saw this app as an ad on TikTok and thought it was...too good to be true, but it actually works. They approve quickly and once you pay your first loan on time they increase the amount you can get. Their customer service is very responsive and incredibly helpful. Definitely give them a try!

Dewwwwwwe

Credit score goes up to 40 points after the second payment! Amazing. Thank you Boro!

tehillaaahh

This app is easy to use, gets your money fast, and builds your credit with no problem. Easy and low monthly payments. Overall a great app to use when you’re a struggling student.

Westsideck

This app is great! No hassle, you don’t have to send in a bunch of documents for verification...Great for college students who need a boost here and there. Plus it builds credit too!

Joshesc

The BoroCash feature is nothing like ever seen before. I’m a very recent college grad already approved for a micro loan through Boro. This whole venture is so exciting and revolutionary! Love the transparency & simpleness of everything. 👏‍🎓

Bbcheeks44

I really wish I came across this app a long time ago. Super easy loan and you have plenty of time to pay it off :)

Acapella1898

Boro is such a great app! I haven’t had any issues getting money. Even when I called customer service to make sure my payment went through they were super friendly...I plan on using Boro again and I’ve been telling my friends all about it. I hope to become a Boro Ambassador for my university!

AANMRN

I’m a college student so everything is expensive to me...I literally got approved and it was so fast and quick...I’m still in shock you guys don’t know how much you’ve just helped me!

Sept 25, 2019

A Student Guide to FICO Credit Score

The first step to improving your credit score is knowing the factors that make it up.

Feb 5, 2020

The Intern Diaries: What to Ask Before Accepting an Offer

Check out some questions to ask your employer, your advisor and yourself before accepting your internship offer.

Oct 7, 2019

This App Might Be the Only Way for College Students to Build Credit

Higher credit score means a better future: the app that’s actually your new best friend.

Over 18 years old

Enrolled in a U.S. college or university or graduated recently

U.S. citizens, Green Card holders or A5, C8, F1/OPT, G, H1B, J1, L1, O1 Visa holders

Where is BoroCash available?

Click the map to see full list

Available state

State Coming soon

A $100 BoroCash loan repaid over 6 months with an APR of 19.9% would have monthly repayments of $17.65, and average monthly interest payments of $1.66.

Where is BoroCash available?

Arizona, Arkansas, California, Florida, Illinois, Iowa, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Utah, Washington, and Wisconsin.

If your state is not listed here, please stay tuned or contact us as we continue to expand to more locations in the U.S.

* State restrictions may apply.

† To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

‡ To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted.

Download Boro
and have up to
$2,000 at your
fingertips.

Get cash.
Pay it back over time.
Build credit.

As Featured in

Estimate your
monthly payment

How does it work?

Download the app

Choose your options

Get Cash!

You do you.
No hidden fees.

Build your
credit.

Better than a
credit card.

Here’s what other students say:

Eligibility

Where is BoroCash available?

Where is BoroCash available?

Questions or
Concerns?

Boro It Up!

Download Boro and have up to $2,000 at your fingertips.

Get cash. Pay it back over time. Build credit.

As Featured in

Estimate your monthly payment

How does it work?

Download the app

Choose your options

Get Cash!

You do you. No hidden fees.

Build your credit.

Better than a credit card.

Here’s what other students say:

Eligibility

Where is BoroCash available?

Where is BoroCash available?

Questions or Concerns?

Boro It Up!

Download Boro
and have up to
$2,000 at your
fingertips.

Get cash.
Pay it back over time.
Build credit.

Estimate your
monthly payment

You do you.
No hidden fees.

Build your
credit.

Better than a
credit card.

Questions or
Concerns?